Dental Financing Options in Lower Gwynedd, PA

Quality dental care should not have to wait because of cost. Whether you are planning a larger treatment like dental implants or simply need to spread out the cost of a routine visit, having a flexible payment option makes it easier to say yes to the care you need. We want every patient who walks through our doors to leave with a healthy smile, and we believe financial concerns should never stand in the way of that.

At Ambler Dental Arts, we accept CareCredit, a healthcare credit card designed specifically to help patients manage out-of-pocket dental costs. Whether your treatment is partially covered by insurance or paid entirely out of pocket, CareCredit gives you a straightforward way to break up the cost into manageable monthly payments. Visit our patient information page to learn more about what to expect at our office.

What Is CareCredit?

CareCredit is a dedicated healthcare credit card accepted at dental offices, medical practices, veterinary clinics, and other health and wellness providers across the country. Unlike a general credit card, CareCredit is built around healthcare spending, which means it comes with financing options designed to fit the way patients pay for care.

Once approved, you can use your CareCredit card immediately for your dental treatment and then repay the balance through monthly payments. Your card remains available for future visits, so you do not need to reapply each time you need care. You can learn more about how CareCredit works and check whether you prequalify by visiting CareCredit’s dental financing page directly.

How to Apply for CareCredit

Applying for CareCredit is quick and straightforward. You receive a credit decision right away, and if approved, you can use your card the same day. Here is how the process works.

1
Apply Online or In Office
Apply at carecredit.com or ask our front desk team to help you get started during your visit.
2
Receive an Instant Decision
CareCredit provides a credit decision right away, so there is no waiting to move forward with your treatment.
3
Use Your Card the Same Day
If approved, your CareCredit account is available immediately to pay for your dental care.
4
Pay Over Time
Choose a monthly payment plan that fits your budget and repay at a pace that works for you.

What Treatments Can CareCredit Cover?

CareCredit can be used for virtually any dental treatment at our office, including procedures that go beyond what your insurance plan covers or that exceed your annual maximum. Patients often use it for larger planned treatments, but it works equally well for unexpected care. Services that patients commonly finance include:

Dental Implants
Single implants, implant-supported restorations, and full-arch treatment.
Cosmetic Dentistry
Veneers, teeth whitening, bonding, and smile makeover treatments.
Crowns and Restorations
Same-day crowns, bridges, and other restorative procedures.
Orthodontics and Aligners
Invisalign and clear aligner treatment plans.
Preventive Care
Cleanings, exams, and X-rays, especially for patients without insurance.
Emergency Dental Care
Urgent treatment for pain, broken teeth, or infections when cost is a concern.

If you have questions about whether CareCredit can be applied to a specific treatment, our front desk team is happy to walk you through your options before your appointment.

CareCredit and Dental Insurance

CareCredit works alongside your dental insurance, not instead of it. If you have a PPO plan, your insurer will cover its share of eligible treatments and CareCredit can be used to cover the remaining balance, including your deductible, coinsurance, or any amount that exceeds your annual maximum. If you do not have insurance, CareCredit provides a practical way to access the full range of our services without paying everything at once. Learn more about how we handle insurance on our insurance page, or explore restorative treatment options if you are planning ahead for a larger procedure.

Schedule Your Appointment at Ambler Dental Arts

Our team serves patients throughout Lower Gwynedd, Spring House, Blue Bell, Horsham, and the surrounding Montgomery County communities. We are committed to making high-quality dental care accessible for everyone, and CareCredit is one of the ways we do that. See what our patients have to say on our patient reviews page and explore our routine care options to get started.

Ready to Apply for CareCredit?
Our team at Ambler Dental Arts can help you get started with CareCredit before or during your appointment. Ask us about financing at your next visit.

Frequently Asked Questions About Financing at Ambler Dental Arts

Here are answers to the questions patients ask most about CareCredit and paying for dental care at our office.

Yes. We accept CareCredit as a payment option for dental treatment at our office. Our front desk team can help you apply or answer questions about using your existing CareCredit account.
Yes. You can apply online at carecredit.com before your appointment, or ask our team to assist you when you arrive. The application takes just a few minutes and you receive a credit decision right away.
CareCredit can be used for most dental treatments at our office, including dental implants, cosmetic dentistry, crowns, Invisalign, preventive care, and emergency dental visits. If you are unsure whether a specific treatment qualifies, ask our team before your appointment.
Yes. CareCredit works alongside your insurance, not instead of it. Your insurance covers its portion of eligible treatments, and CareCredit can be applied to the remaining balance, including deductibles, coinsurance, or amounts above your annual maximum.
CareCredit is a great option for patients without dental insurance. It allows you to access the full range of our services and pay over time with monthly payments. We also offer an in-house membership plan for patients who want to cover preventive care at a fixed annual cost.
Yes. Once your CareCredit account is open, you can use it again for future dental visits without needing to reapply. Your available credit carries over, making it a convenient option for ongoing care.

What Our Patients Are Saying